The Brand New「Money Management Account ®」（MMA） is an upgraded version of the conventional investment and transaction account utilizes your assets more efficiently.
What are the advantages of the MMA？
MMA versus regular accounts
Product
Benefit
MMA
Regular Deposit Account
Securities Delivery Account
Source of capital
Variety
Deposit
Financed by dealers
Return on Capital
Higher
Ordinary
Lower
Cost of capital
Low
Ordinary
High
Investment efficiency
High
No
No
Tax shelter function
Yes
No
No
Assets management
Yes
No
No
Convenience
Yes
No
No
What features have been added to the new MMA？
If you are already a client of「Money Management Account ®」（MMA）, our system will automatically upgrade you to the new MMA version.
Product features
Original MMA
Brand new MMA Upgrade
Combined deposit turns term deposit
No
Yes
Borrow against term deposit
No
Yes
Revolving Credit Line
2 types
6 types
Available source of capital
5
10
Choice of funds for subscription
Bond funds
Bond funds or balanced funds
Fixed amount automatic prescription of fund
Fixed amount at NT$2,000,000
Adjustable with amounts higher than NT$2,000,000
Reverse repurchase of Fund
At one deal
Partially repurchase
Requirement for repurchase
No
Yes
Temporary credit line
Manually processed
Automated processing
Life and property insurance
No
Yes
How can the MMA help manage my wealth？
MMA allows flexible use of funds
Offers you a variety of funding sources.
Funds would be used in progressive order from low cost to high cost.
Funds would be deposited from high interest to low interest.
Wealth Management - Money Management Account
What are the advantages of the MMA？
MMA versus regular accounts
© Bank SinoPac. All rights reserved. Best viewed with IE 6.0 and higher at 1024x768.